Attention homeowners in Rhinelander and Oneida County: Get an Appraisal today!

See the top reasons WI homeowners call on KEY INSIGHT:

Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
Challenge property tax assessments
To reduce a mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
In the case of a WI divorce, when property needs to be divided
Settle an estate in WI by determining the true market value of property in question

Do you own a home in or near Rhinelander? Do you need help determining the value of your real estate?
Contact KEY INSIGHT.

We at KEY INSIGHT understand the individual needs of a consumer seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, attorneys, and accountants. But as a general consumer,you can expect extra guidance and explanations through the appraisal process to understand what we do and how we present our findings.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at KEY INSIGHT will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's price, not just how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value judgement than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. KEY INSIGHT is seasoned in helping people just like you rid themselves of unneeded PMI insurance.

Challenging Oneida county's assessment of your property

If you live in a region that is going down or not appreciating as much as other properties nearby, your local tax assessor may have your house overvalued. That means you are probably paying more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from KEY INSIGHT is your chief weapon.

Was your HELOC recently frozen?

Your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can this be troublesome from a cash flow viewpoint, and bad for your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from KEY INSIGHT can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for verity, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. Even though this is typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your property.